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Contract phones with no upfront cost

Compare plans for phones with no upfront cost and find the best deal for you.

  • Loads of deals from every major network
  • Unlimited data and 5G plans available
  • Save money by not paying anything upfront
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Apple iPhone 16 128GB

24 month contract

No upfront cost

100GB

5G data

£49.00

a month

prices may change during contract
Three+ Rewards
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Apple iPhone 16 Pro 128GB

24 month contract

No upfront cost

6GB

5G data

£59.99

a month

EU Roaming included
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Apple iPhone 16 Plus 128GB

24 month contract

No upfront cost

100GB

5G data

£55.00

a month

prices may change during contract
Three+ Rewards
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Apple iPhone 16 Pro Max 256GB

24 month contract

No upfront cost

6GB

5G data

£68.99

a month

EU Roaming included
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Samsung Galaxy S24 Ultra 256GB

24 month contract

No upfront cost

6GB

5G data

£75.74

a month

EU Roaming included
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Samsung Galaxy S24 128GB

24 month contract

No upfront cost

300GB

5G data

£46.00

a month

prices may change during contract
Three+ Rewards
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Samsung Galaxy S24+ 256GB

24 month contract

No upfront cost

100GB

5G data

£57.00

a month

prices may change during contract
Three+ Rewards
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Samsung Galaxy S24 FE 128GB

24 month contract

No upfront cost

100GB

5G data

£41.00

a month

prices may change during contract
Three+ Rewards
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Samsung Galaxy A16 128GB

24 month contract

No upfront cost

5GB

data

£30.04

a month

prices may change during contract
EU Roaming included
O2 Priority
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Google Pixel 9 128GB

24 month contract

No upfront cost

100GB

5G data

£39.00

a month

prices may change during contract
Three+ Rewards
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Google Pixel 9 Pro 128GB

24 month contract

No upfront cost

100GB

5G data

£49.00

a month

prices may change during contract
Three+ Rewards
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Google Pixel 9 Pro XL 128GB

24 month contract

No upfront cost

100GB

5G data

£53.00

a month

prices may change during contract
Three+ Rewards
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Mobile networks may increase prices in line with the consumer price index each year. Please check individual network's terms before purchasing.

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Table of Contents

What is a no upfront cost phone?

A no upfront cost phone is a phone that you purchase on contract with no upfront cost – instead, you simply pay a monthly fee to cover the cost of the phone and your allowances. This can make the initial cost of a handset much more affordable.

Why choose a phone with no upfront cost?

Choosing a phone with no upfront cost can make getting a new handset a lot more affordable, as you don’t have a big initial charge.

In fact, there will be nothing to pay until your first monthly bill, so if cash is tight or you’re simply looking to fully spread the cost of a handset, then a phone with no upfront cost is ideal, especially since some phones are very expensive – and some upfront costs can also therefore be very high.

Which networks offer no upfront cost phones?

The networks that offer no upfront cost phones will vary over time, but they include the main four UK ones, namely Three, EE, Vodafone, and O2, along with a number of others, as you can see above, so there’s loads to choose from.

Which networks offer unlimited data with a no upfront cost phone?

At the time of writing you can get a phone with unlimited data and no upfront cost on EE, O2, Vodafone, Three, iD Mobile, or Virgin Mobile. However, the selection of networks offering this is likely to change over time, so check the listings above for all the latest options – just select ‘Unlimited data’ in the data dropdown to see all the available deals.

Which networks offer 5G with a no upfront cost phone?

As with unlimited data, the networks that offer 5G with a no upfront cost phone will change over time, so for the latest and best deals check the listings above – just tick the ‘Only show 5G phones’ box to see all the options.

However, at the time of writing, EE, Three, Vodafone, O2, iD Mobile, Virgin Mobile, and Sky Mobile all offer 5G phones with no upfront cost.

Which network should I choose?

That entirely depends on what you need from your network, but the biggest concern should be coverage – if a network doesn’t offer any in your home or work, then it’s probably not a good choice.

Beyond that, consider price, whether they have the phone you want, what allowances they offer, and any extras that you might care about, such as where free roaming is offered.

Can I keep my number with a no upfront cost phone?

Absolutely. If you’re sticking with the same network, then your number should be transferred automatically. If not, just text ‘PAC’ to 65075 from the number that you want to keep, to get your PAC code, and then give that to your now network. For full instructions, check how to get a PAC code from any network in 60 seconds.

Which no upfront cost phone should I choose?

That depends on what you want from your smartphone. The good news is that there are many phones to choose from that can come with no upfront cost. These include everything from budget handsets to top-end flagships.

So consider the features you most care about – such as price, 5G, camera capability, battery life, etc, and pick a phone accordingly.

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